Do you want to know the top 20 affordable health insurance California? Then you are in the right place, keep reading.
Finding the right health insurance can be a stressful task. In California health insurance is necessary when you want to avoid tax penalties. Luckily, various plan options are available to fit your specific health needs.
Moreover, health insurance for California residents is available through Medi-Cal, California’s Medicaid program, Medicare, and private insurance companies.
However, people can get insurance coverage through their employers, but for those who can’t, there are affordable options available on Covered California, the only Healthcare marketplace.
Also, before you buy, make sure you know the available options that will fit you.
READ MORE: Best Cheap Health Insurance in California 2023
20 Affordable Health Insurance California
Table of Contents
1. L.A. Care
L.A. Care is known as the best value-for-money health insurance in California in 2023. As they offer the most affordable rates in the state to make them an attractive option for individuals that are looking for cost-effective coverage
It also primarily serves the Northeast and Southwest regions of Los Angeles County. They have a vast network of 42 hospitals and more than 2,500 in-network providers. Moreover, their low monthly premiums make them a famous choice among low-income patients.
2. Molina
Molina Healthcare stands out to offer the best premiums in California. It was established in 1980 and covers six pricing regions: The eastern region, Southwest L.A. County, Northwest L.A. County, the Inland Empire, and San Diego County. Furthermore, with an extensive network provider and hospital, they ensure its members can access quality healthcare services.
3. Health Net
For those prioritizing customer satisfaction, HealthNet is the best choice. HealthNet offers coverage for individuals, families, and businesses that are eligible for Medi-Cal or Medicare. Also, they give a range of plans that include EPO, PPO, HMO, and HSP options. HealthNet is widely recognized for its exceptional customer service and commitment to high-quality care.
4. BlueShield
When we talk about having the most extensive network provider, BlueShield is the best selection in California. Moreover, it provides coverage in all ZIP codes across the state and boasts one of the largest networks of healthcare providers. However, BlueShield offers programs emphasizing preventive care, telehealth options and discounts on treatments like acupuncture.
5. Aetna Inc.
Aetna Inc. is a healthcare company that sells traditional and consumer-directed healthcare insurance and related services like dental, medical, pharmaceutical and disability plans. In the year 2018 on November 28, they became a subsidiary of CVS Health.
6. Oscar Health, Inc.
Oscar Health, Inc. is a health insurance company that was established in 2012 by Joshua Kushner, Kevin Nazim, and Mario Schlosser. Moreover, they focus on the health insurance industry through telemedicine, healthcare-focused technological interfaces, and transparent claims-to-price systems that would make it easier for patients to navigate.
7. Kaiser Permanente
Kaiser Permanente operates 39 hospitals and more than 700 medical offices, with more than 300,000 personnel that include more than 87,000 nurses and physicians. Each Permanente Medical Group operates separately for-profit partnership and none publicly reports its financial results, each is funded by reimbursements from the regional Kaiser Foundation Health Plan entity.
8. Cigna Group
The Cigna Group is a profit multinational managed healthcare and insurance company that is based in Bloomfield Connecticut. Also, its insurance subsidiaries are dental, medical provider, disability, life and accident insurance, and related products and services.
Moreover, the majority offers through employers and other groups (e.g., governmental and non-governmental organizations, unions, and associations).
9. Humana Inc.
Humana Inc. is a profit health insurance company. In the year 2021, it was ranked 41 on the Fortune 500 list, which made it the highest-ranked (by revenues) company. It is the fourth largest insurance provider in the United States.
10. Ambetter
Ambetter policies have some of the most affordable rates available when compared to other health insurance plans. Moreover, the Health insurance plans from Ambetter are best if you have basic coverage for the benefits, is an affordable monthly rate.
READ MORE: Individual & Family Health Insurance Plans In California
11. Bright Healthcare
Bright Health works with narrow networks for specific hospitals and doctors to suppress the cost of healthcare for those enrolled in the program and facilitate the coordination of care. They work in cooperation with major health systems in the market to design the network of services around those providers.
12. Total Health Care
Total Health Care provides health care services throughout the East Midlands. They specialize in health care and recruitment of care professionals.
13. Medicaid
Medicaid insurance provides wide health coverage for people which includes eligible low-income adults, children, pregnant women, elderly adults, and people with disabilities. Also, it is administered by states according to federal requirements. The program is funded by both state and federal governments.
14. Dignity Health
Dignity Health formerly called Catholic Healthcare West was a California-based not-for-profit public benefit corporation that operated hospitals and ancillary care facilities in three states. Also, they were the fifth-largest hospital system in the nation and the largest not-for-profit hospital provider in California.
15. Abbott
Abbott company was established by Chicago physician Wallace Calvin Abbott in 1888 to formulate drugs. Moreover, today it sells medical devices, diagnostics, branded generic medicines and nutritional products.
16. Providence Health & Services
Providence Health & Services is a non-profit Catholic healthcare system that operates in various hospitals and medical clinics across seven states.
17. Stutter Health
Stutter Health is a non-profitable integrated health delivery system headquartered in Sacramento, California. It operates 24 acute care hospitals and more than 200 clinics in Northern California.
18. Optum
Optum, Inc. is a healthcare services provider with a business interest encompassing technology and related services, pharmacy care services, and various direct healthcare services.
19. Maxim Healthcare Services
Maxim Healthcare is a staffing agency that specializes in helping organizations hire medical professionals and provides opportunities to individuals looking for new positions.
20. UnitedHealth Group
UnitedHealth Group is a multinational healthcare and insurance company. It offers insurance services under UnitedHealthcare and healthcare Products under Optum.
READ MORE: Cheapest Health Insurance In Texas
Conclusion
Your stress ends as you know the 20 affordable health insurance California, also select the health insurance that is suitable for you.
