24 Best Health Insurance In NJ

Are you looking for the 24 best health insurance in NJ? Then keep reading this article to find out about that insurance.

If you are a New Jersey resident wondering where you can find the best health insurance, check out the options for insurance plans in New Jersey.

In this article, you will find compressive health insurance plans that fit various insurance needs and budgets.

READ MORE: Best Cheap Health Insurance in New Jersey 2023

24 Best Health Insurance In NJ

1.    AmeriHealth

AmeriHealth is one of the top health insurance providers in New Jersey, that offers both individual and family plans on the ACA Marketplace.

Moreover, the plans include each of the ACA’s essential benefits and many high options that include discounts on dental plans as well.

They offer health insurance to both individuals and employers in NJ with both health maintenance organizations (HMO) and preferred provider organization (PPO) plans following the ACA benefits.

2.    Horizon Blue Cross Blue Shield

Horizon Blue Cross Blue Shield is New Jersey’s famous choice for independent health insurance plans. Horizon offers paperless online account management for all plan holders to give you easier and safe access to your sensitive medical data.

3.    Oscar

Maybe you are looking for plans with low monthly premiums consider Oscar Health when you compare coverage options. You can get the ACA complaint for around $300 per month and deductibles begin at $2,300 for the expensive options.

4.    Humana

Humana provides health insurance to employees at businesses of any size. Additionally, the company has HMO, PPO, and indemnity plans. The indemnity plan is an expensive option but gives you to choose your provider.

5.    Ameritas

Ameritas gives comprehensive dental and vision plans for Jersey residents. Additionally, it has one of the most inclusive dental insurance plans covering 100% of preventive and pediatric orthodontic care.

6.    Sidecar Health

Sidecar Health is not a traditional insurance company but allows you to pay healthcare providers upfront using a Sidecar Health payment card.

Moreover, it is ideal for healthy people that need short-term coverage that doesn’t have any preexisting conditions and may not want to enroll in a major healthcare plan.

7.    United Healthcare

United Healthcare’s network has 1.3 million healthcare providers in more than 6,500 hospitals. As this company gives health insurance to self-employed people and their families through various products that include short-term health insurance, supplemental insurance, and dental and vision coverage.

8.    Cigna

Cigna offers affordable health insurance for self-employed individuals in 12 States across the United States. We chose this company for its convenience and perks including online consultations and home deliveries for prescription medications.

9.    Molina

Molina is the best option if you are looking for affordable healthcare coverage. The Bronze and Silver plans have some of the most affordable options on the market and still give comprehensive coverage. Molina Healthcare is a major insurer that offers dependable coverage for a low premium.

10. Oscar

Oscar is a modernized healthcare company that lets you talk with the doctor and get your prescription anytime without leaving your home. Also, they stand out because virtual urgent care is available 24/7 through the mobile app. It’s fast, convenient and free with most Oscar plans.

READ MORE: Best Health Insurance Companies in New Jersey

11. Kaiser Permanente

Kaiser Permanente is one of the most famous employer-sponsored healthcare companies on the market. The cost of their health insurance for self-employed people with Kaiser can get pricy. Moreover, they depend on health networks and comprehensive coverage if they can afford it.

12. Affordable Care Act

The Affordable Care Act, will also know as Obamacare is the federal program that gives subsidized healthcare to low-income households. Also, you can shop for their healthcare plan that fits your income and family size on the ACA marketplace.

13. Elevance Health

Elevance Health, Inc. is a health insurance provider. Before the year 2022 in June, they were named Anthem, Inc. Moreover, the company’s services are medical, dental, behavioral health, pharmaceutical and disability plans through affiliated companies like Anthem Blue Cross.

14. Independent Health Group

Independent Health Group is the leading provider of high-quality surgical and diagnostic services for NHS, they are located in communities than hospitals and with the past patient-first approach.

15. Dentegra Insurance Company

Dentegra Insurance Company operates as an insurance company. The company gives dental insurance plans. Dentegra Insurance serves customers in the U.S.

16. MetLife

MetLife 360 is a health solution that helps people to a healthier life. The MetLife 360Health digital ecosystem gives Prevention and Early Diagnosis toolkits, Ongoing Care, Easy access to Treatment and manage treatment costs.

17. GuideWell

GuideWell previously called GuideWell Mutual Holding Corporation is a mutual insurance holding company primarily focused on health insurance.

Moreover, with their health insurance premiums written, it is the 10th largest in providing health insurance in the United States with about 15b in health insurance sales.

18. PacificSource

PacificSource is a health plan because they are independent and not a profit organization but focuses on helping people with the care they need. Also, they offer health and dental plans for individuals and families, small companies and large organizations.

19. Capital Blue Cross

Capital Blue Cross is an HMO, PPO plan with a Medicare Contract. The enrollment in Capital Blue Cross depends on contract renewal. The Care management services for some products are given by WellSpan Heath.

20. Providence Health & Services

Providence Health & Services is a non-profit Catholic healthcare system that operates multiple hospitals and medical clinics across seven states.

21. Tufts Health Plan

Tufts Health Plan was a non-profit health insurance company under the Tufts Associated Health Plans, Inc. In the year 2021 on June 15, the new name of the parent company was declared as Point32Health, named after the 32 points on the compass.

22. HCSC

Health Care Service Corp is the largest customer-owned health insurance in the United States. As they operate in various states. They offer Medicaid, Medicare supplements, and Medicare Advantage.

23. Centene Corp.

Centene, which includes subsidiaries like Ambetter, Health Net, and WellCare that serve members in good 50 states. They offer the following health plan like Medicaid, Medicare, etc.

24. Highmark

Highmark is a non-profit healthcare company and integrated Delivery Network. Also, it is a large health insurer in the country that operates in various non-profit subsidiaries.

READ MORE: Best Health Insurance For Self Employed


It is time for you to select the 24 best health insurance companies in NJ, make sure you select based on the one that is suited for you as you enjoy the numerous benefits.

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