When you have the right international student insurance it helps you as a student to reduce your health insurance costs and protect you from unexpected medical bills when studying abroad.
Also, they provide all international students with affordable, good health insurance plans to cover them in this country. With flexible and customised plans, you can have lasting memories without being in worry.
Health insurance for international students in the UK makes it easy to get the protection you need without stress. As they offer affordable insurance that meets your needs and covers sports, medical attention, maternity, mental health etc.
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Best Health Insurance For UK Students Studying Abroad
Table of Contents
WPA
This is a UK-based healthcare provider that specialises to provide private insurance for everyone including individuals, families, and groups of people. If you want to know about this insurance you can read on health insurance review on their website.
SAGA
Saga is designed for those over the age of 50. As they provide quality health insurance that can command a premium price from customers that appreciate the high standard of service that they offer.
Vitality
With the diagnostics and treatments Vitality gives health incentives that include discounts with the partnered brands like half-price memberships and cashback on bicycle sportswear to assist their customer to be fit.
The Exeter
It was established as Exeter Family Friendly, as the subject insurer is now known as The Exeter. It offers insurance policies for everyone irrespective of your age. These award-winning insurers give everything from health insurance to life and income protection policies to make them a more attractive choice for you to choose.
Health-On-Line
This is a fast-growing insurance company that aims to provide straightforward policies and simplify what you might think is an overwhelming industry. Health-on-line offers core cover that has options for you depending on your budget and needs. Also, they joined the AXA PPP healthcare.
How To Buy Healthcare Student Insurance
As an international student, it might look overwhelming to find the right student insurance plan for you. But it is easy when you follow this step.
Firstly, you need to check the insurance requirements of your school. You can do more research on it online. When your school does not have a mandatory insurance plan, then you will need to fill out the waiver plan to sign up for the outside insurance policy.
When your school does not have any mandatory insurance plan, you can select a plan according to your preference.
You need to look at these parameters when you are about the select a student health insurance form:
- Eligibility
- Benefits
- Plan benefits and exclusions
- Payment options
- Coverage amounts
- Insurance ratings
You can also contact your school which requires you to have a specific mandatory policy.
What Needs International Student Health Insurance?
Sometimes you will need to show evidence of medical insurance when you enrol for classes if you are an international student (F-1 or J-1) or a dependent (F-2 or J-2 visa).
You don’t need to go through the complication of a medical check when you are applying for medical insurance. You can simply fill up the form at the top with the basic information of your name, age, date of birth etc.
The confirmation process is done quickly and you get your ID card and necessary documents mailed to you. This insurance can be activated from the next day or later according to your choice.
If you need this insurance plan you need to have this:
- You must be a student studying in the UK away from your home country.
- You must have an English as a second language program (ESL).
- In a technical school or an OPT program.
Others like the exchange visitors will need to have a J-1 Visa Medical insurance.
READ MORE: Best Health Insurance For International Students In the UK
When To Purchase The Health Insurance Policy
You have to buy your medical insurance before the commencement of classes as most policies won’t backdate the coverage.
You will need to compare the plans available and choose the policy that is suitable for you. You need to also wait till the coverage is activated. So it is always safe to buy your visitor insurance policy ahead of time.
Most schools offer their insurance policies also you can always opt for an outside insurance policy. You will need to submit the waiver form to your school in this case, which you will find on your school website. According to your school preference, the coverage will be for the semester or more.
You will receive the documents of your policy after you choose the plan and make the payment with all your details submitted. The time varies depending on the insurance provider and whether the documents are delivered to you through mail or not.
Depending on your plan, some policies can be activated from the next day of your submission. Sometimes the coverage will start from the 1st month if you submit the documents between the 16th to 31st day of the month before the precious month.
For instance, if you submit your form on the 1st of January, it will be activated from the 1st of February. When you submit it on 20th January, it will not activate before 1st March.
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Conclusion
Then select one of the best health insurance in the UK it will help you to reduce your costs and protect you from unexpected health bills when you study abroad.
