Are you above the age of 50 and looking for the best travel insurance? You are on the right page. Certain travel insurance policies are no longer applicable as we age. They may, for example, refuse to recognize pre-existing medical issues or impose age restrictions. While Avanti Travel Insurance caters to individuals over the age of 50, what exactly does it offer to most travelers? Is it the best insurance? Read along to learn about its review and benefits.
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A Brief History of Avanti Travel Insurance
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Avanti Travel Insurance was established in 2009 and was initially based in Braintree, Essex. The company was taken over by Howserv Group (now Staysure Group ) in 2017, the same group that acquired Staysure and moved to Northampton. Avanti has a reputation for flexibility and innovation and has won a raft of travel awards. Till today, the company’s approach to travel insurance has remained the same:
- Never rushed
- Buy with confidence
- Not on price comparison sites
Types of Avanti insurance coverages
1. Single trip coverage
The Avanti Single-trip travel insurance covers you for one trip whether you are traveling to Europe or any continent. Its coverage begins when you purchase the policy and ends when you return home. Your travel insurance policy will cover you if you have to cancel your vacation due to a medical emergency, as well as personal baggage and missing passports. Before purchasing travel insurance from Avanti, you must
- Be fit to travel and not travel against the advice of your doctor
- Not be traveling to get medical treatment, tests, or consultations abroad
- Not be traveling with a terminal illness.
2. Annual multi-trip cover
If you are looking to make multiple trips overseas in a year, it is sensible to take a look at the annual multi-trip travel insurance policy. The following are the terms of this annual policy:
- COVID coverage is included.
- Pre-existing medical conditions are covered.
- There is no higher age limit.
- Maximum travel length is 50 days for people under the age of 70, and 35 days for people over the age of 70.
- The maximum amount of time spent abroad each year is 183 days.
While the maximum number of days per trip for persons over 70 is limited, many other travel insurance providers do not cover this age group.
3. Long-stay holiday insurance
Avanti now provides long-stay insurance policies, which give extended coverage for customers who plan to stay abroad for a long time. While this policy is adaptable, there are some things you should note:
- Covid coverage is included.
- Pre-existing medical conditions are covered.
- The maximum age is 75.
- The maximum length of stay is 550 days.
Though there is an upper age limit, this policy permits you to stay in another country for up to 550 days on each trip. This is ideal for those who want to travel the world or visit friends and relatives.
4. Medical cover
Fortunately, Avanti Travel Insurance covers travelers with pre-existing medical issues. Before purchasing insurance, you must inform the insurer of any pre-existing problems. If you don’t declare a pre-existing ailment and require emergency medical care while traveling abroad, you may be denied or paid separately.
If the regular Avanti Travel Insurance coverage does not cover a pre-existing medical condition, they will provide further advice. It may be feasible to obtain a customized policy or have a pre-existing medical condition removed from your basic coverage.
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5. COVID Cover
The travel insurance industry realized that omitting COVID travel insurance is not ideal. As a result, Avanti Travel Insurance now provides COVID coverage as standard.
You will be covered for medical expenditures associated with COVID, and travel cancellations due to a COVID diagnosis.
Does Avanti travel insurance have any age restrictions?
Does Avanti travel insurance have any age restrictions? Yes. As I previously stated, Avanti travel insurance policies have specific age restrictions. While there are no age restrictions for single-trip insurance, there are trip duration restrictions for persons over the age of 70 who have annual trip coverage. Long-term insurance also has a maximum age of 75.
Benefits of Avanti travel insurance
- Avanti Travel Insurance has an excellent rating on Trustpilot, with over 20,000 reviews.
- You can choose from a single trip policy or an annual policy if you are planning more than one trip in a year.
- Covid-19 coverage helps if you contact it before your trip and have to cancel your holiday, and when you’re abroad and require medical treatment.
- You can add a policy extension, to cover you if traveling to a destination that the FCDO advises against.
- Get coverage for your pre-existing medical conditions.
- There is no age limit.
- You can choose from three policy levels: Essentials, Classic, and Deluxe depending upon your requirements.
- You can add a trip extension to your annual policy for up to 90 days.
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Why should you choose Avanti travel insurance?
When compared to some of the restrictions imposed by other travel insurance firms, Avanti Travel Insurance provides good value for money, depending on your circumstances.
While there are certain age limits, they are not as severe as some of the company’s competitors. As a result, you will have precious peace of mind when traveling! The company offers a variety of travel insurance packages, including cruise and non-cruise coverage.
If you have any questions, or if you have a pre-existing medical condition, you must disclose this as soon as possible. This is unlikely to affect your travel insurance coverage, but if you fail to declare if necessary, it may nullify some converges.
