It is an exciting moment to travel abroad. It also is tiresome to find accommodation, relocate your belongings, settle all the bureaucratic aspects and get the best international health insurance plan.
Are you searching for health insurance companies, to know the importance of a solid insurance plan? Purchasing the policy can be confusing and it will take a lot of reading in detail, browsing and comparing the insurance policies before you can decide.
Keep reading to know more about the best health insurance companies that will be to your taste.
READ MORE: How to Get Insurance For Students Studying Abroad
Best Health Insurance Companies
Table of Contents
Here are some of the best health insurance companies which include:
- IMG.
- AXA.
- Cigna.
- Generali Global Assistance.
- Allianz Worldwide.
- Bupa Global.
- GeoBlue.Explore Global Healthcare.
- A Plus International.
IMAGE
IMG is a health insurance company that focuses on international and travel health insurance for individuals, families and companies.
The three most popular plans include Global Mission Medical Insurance, Global Medical Insurance and Global Crew Medical Insurance.
AXA
The headquarter is located in France. It is one of the leading life and health insurance companies that operate on bases around the world.
They give five different international insurance policies that include: Prestige, Foundation, Prestige Plus, Standard and Comprehensive.
Cigna
This is one of the earliest insurance companies that was established in 1792.
They offer diverse levels of coverage for individual health insurance such as Silver, Gold, and Platinum.
Also, it offers group health insurance as well as other insurance services across Europe, Asia and North America.
Generali Global Assistance
It was established in the year 1831, as the Generali Group is part of Europe Assistance that aimed at health insurance for businesses with mobile employees and employee groups.
There are different “core plans”, Classic, Select and Premier and there are three additional outpatient options. Complaints worldwide that include North America.
Allianz Worldwide
Another experienced, capable and renowned insurance company is Allianz as they offer three different coverage plans that include Essential, Premier and Classic with additional options such as maternity and dental coverage.
They operate worldwide and are based across Europe, Asia, the Middle East, Australia, the Americas and Africa.
William Russell
William Russell is the modern health insurance provider that came into existence in 1992. Today they are part of the much larger Allianz Group.
They offer health insurance plans for ex-pats that want to live and work everywhere in the world except for those in USA and Switzerland.
Bupa Global
This is the health insurance provider headquartered in the United Kingdom that has some bases of operation in Australia and EU countries, as wok as Latin America, the Middle East and Asia.
Also, partner with GeoBlue in offering health insurance coverage for citizens in the US that travels abroad or anyone moving to the US.
GeoBlue
This insurance offers international medical insurance plans for the US. Employers send their employees on assignment abroad as well as to individual travellers.
There are five different types of plans to choose from with different levels of coverage. GeoBlue Xplorer is one of the most popular plans.
Explore Global Healthcare
This company have more than 35 years of experience and offers policies that are underwritten by insurers within Lloyd’s of London.
They are suited for ex-pats that intend to live in one of the EU States. For the policies are personalized for individuals and families, international students, groups and companies.
A Plus International Healthcare
This is an Asian company partnered with AXA to provide international medical coverage.
It offers you four different worldwide insurance plans, Hospitalisation, Global 80, Global 100, and Global 100 Plus, as well as the option to include add-ons.
The Southeast Asia plans can be exclusively for residents of Cambodia, the Philipines, Malaysia, Vietnam, Thailand, Laos, Myanmar and Indonesia.
Which Company To Choose?
Before selecting it comes down to what individual desires, nationality and geographical location and where you are moving to.
Health insurance is not something that you take lightly because, in the gravest of cases, it can make the difference between life and death.
Then you have to do proper research, read reviews and carefully read each policy and gr acquainted with the company’s claim procedure before you decide.
Do They Offer Customer Service?
A good company will have a constant helpline that you can in case of an emergency. It can also be established procedures on how you can claim when you need it maybe online.
Make sure you learn how to purchase the insurance plan by asking directly or reading brochures.
You will need evidence you received from the medical attention or treatment like the hospital bill, pharmacy receipts, prescriptions etc, make sure you keep them.
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How To Get Health Insurance Plan From The Best Companies?
You can get in touch with these companies and purchase international health insurance online:
- Through the website of the insurance company directly.
- Through health insurance comparison websites that include Insubuy or International Insurance. These websites will help you to compare different insurance plans side by side and choose the one that suits you best.
- When you purchase health insurance, save the insurance certificate, your ID number or any insurance card you receive. Also, save the emergency phone numbers and email information in case you need to contact them for more information.
READ MORE: Best Travel Insurance For Students Studying Abroad
Conclusion
The best health insurance companies in the UK include AXA, IMG, Cigna, Allianz Worldwide etc, read more about their policy before you take your decision.