Career Guide

How To Use Zenith Bank Quick Loan Code

Have you ever been in a situation and wished for a quick loan? If you’re a Zenith Bank customer, your wish might just come true! Zenith Bank’s USSD service is the perfect solution, and today, we’ll delve into how to use Zenith Bank quick loan code. Let’s dive in!

READ MORE: 10 Best Quick Loan App In Nigeria

Overview of the Zenith Bank Quick Loan Code

Zenith Bank’s Quick Loan Code offers customers a straightforward way to access funds swiftly in times of need. By simply dialing *966*11#, you can apply for a loan directly from your mobile phone, without the need for paperwork or lengthy approval processes.

You may be wondering, “How much is the interest rate?” The interest rate is a flat 3% and the┬árepayment period is 30 days.

This convenient service provides instant financial relief and helps you navigate unforeseen expenses or emergencies with ease.

Requirements for activating Zenith Bank Quick loan code

Before you can use the Zenith Bank quick loan code, you must have the following requirements
1. An active Zenith Bank account.

2. A registered phone number must be linked to your Zenith Bank account.

3. You must have a regular source of income.

4. You must have a positive credit history to get a loan approval.

5. Your Bank Verification Number (BVN) must be linked to your account.

Do you meet these requirements? Now let’s get into business!

How to use Zenith Bank’s quick loan code

Here’s how to use the Zenith Bank quick loan code in 4 steps:
1. Dial *996# from your registered phone number (linked to your Zenith bank account.)

2. Follow the on-screen instructions. Add your Zenith Bank account number when required.

3. Create a 4-digit PIN for security.

READ MORE: How To Apply For A Loan: Easy Steps To Apply

That’s it! You can now use the *966*11# loan code and other USSD services!

How to repay the Zenith Bank Loan

Paying back your Zenith Bank loan is easy. Just make sure you deposit enough money in the Zenith Bank account you used for the loan. The bank will automatically deduct the loan repayment from your account, so you don’t need to take any extra steps.

Other Zenith bank USSD codes you should know

1. Transfer Code: Dial *966*Amount*Account Number# and follow the instructions.

2. Checking Account Balance Code: Dial *966*00#.

3. Airtime Recharge Code: Dial *966*Amount*Mobile Number#.

4. Loans Code: Dial *966*11# is your go-to for quick loans.

5. Retrieving Account Number Code: Dial *966*00#

READ MORE: 10 Free Websites To Create An Online Portfolio

Why is the Quick Loan Code Not Working Zenith Bank

There are various reasons why the Zenith Bank loan code *966*11# might not be working. First, confirm that Zenith Bank has your phone number linked to your account.

It might also be network issues. Retrying after some time could be helpful. You can also get in touch with Zenith Bank’s customer support if the issue persists.


Overall, Zenith Bank’s quick loan code makes it easy for people to borrow money quickly. With just a dial, you can apply for a loan without any trouble. This service is a reliable way to get financial help when you need it fast.

About the author

Matthew Ogunwale

I am an amazing Content Writer and SEO Writer. I craft an informative and engaging content blog post that resonates with the audience of my clients.

Feel free to connect with me.