Credit Risk Officer at Addosser Microfinance Bank Limited

Credit Risk Officer at Addosser Microfinance Bank Limited, Qualified candidates should see details. Click for more Jobs

Job Title: Credit Risk Officer

Location: Ikoyi, Lagos
Employment Type: Full-time

Job Description

• Evaluate customers’ loan applications in line with the organization’scredit policy.
• Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the bank’s risk appetite.
• Has relevant experience in analyzing consumer and SME loans.
• Organization of credit committee.
• Portfolio management & reporting.
• Create innovative credit evaluation processes and systems.
• Evaluate clients for credit worthiness based our internal risk models & their application information.
• Detect fraudulent applications, and unreliable applicants.
• Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
• Continuously ensure alignment/compliance to the credit risk management framework.
• Continuously analyze and recommend improvement on credit risk management framework, processes and systems.
• Preparation of statutory reports.

Qualifications / Requirements

• A First Degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
• 2-3 years’ relevant experience in the Financial Services Industry.
• Good knowledge of accounting and relevant lending ratios.
• Experience in Credit Risk Management
• Data Analytics and Effective communication
• Good Knowledge of Credit Analysis and Appraisal
• Experience in SME
• Good reporting skills.

Application Closing Date
15th April, 2022.

Method of Application
Interested and qualified candidates should:
Click here to apply online