Credit Risk Officer at Addosser Microfinance Bank Limited

  • Full Time
  • Lagos

Website Addosser Microfinance Bank Limited

Credit Risk Officer at Addosser Microfinance Bank Limited, Qualified candidates should see details. Click for more Jobs


Job Title: Credit Risk Officer

Location: Ikoyi, Lagos
Employment Type: Full-time



Credit Risk Officer at Addosser Microfinance Bank Limited


Job Description

  • Evaluate customers’ loan applications in line with the organization’scredit policy.
  • Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the bank’s risk appetite.
  • Has relevant experience in analyzing consumer and SME loans.
  • Organization of credit committee.
  • Portfolio management & reporting.
  • Create innovative credit evaluation processes and systems.
  • Evaluate clients for credit worthiness based our internal risk models & their application information.
  • Detect fraudulent applications, and unreliable applicants.
  • Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
  • Continuously ensure alignment/compliance to the credit risk management framework.
  • Continuously analyze and recommend improvement on credit risk management framework, processes and systems.
  • Preparation of statutory reports.

Qualifications / Requirements

  • A First Degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
  • 2-3 years’ relevant experience in the Financial Services Industry.
  • Good knowledge of accounting and relevant lending ratios.
  • Experience in Credit Risk Management
  • Data Analytics and Effective communication
  • Good Knowledge of Credit Analysis and Appraisal
  • Experience in SME
  • Good reporting skills.


Application Closing Date
15th April, 2022.


Method of Application
Interested and qualified candidates should:
Click here to apply online

To apply for this job please visit forms.gle.

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