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Fidelity Bank Plc Job Recruitment

  • Full Time
  • Nigeria

Website Fidelity Bank Plc

Fidelity Bank Plc began operations in 1988 as Fidelity Union Merchant Bank Limited. By 1990, it had distinguished itself as the fastest growing merchant bank in the country. However, to leverage the emerging opportunities in the commercial and consumer end of financial services in Nigeria, in 1999, it converted to commercial banking and changed its name to Fidelity Bank Plc. It became a universal bank in February 2001, with a license to offer the entire spectrum of commercial, consumer, corporate and investment banking services.

Fidelity Bank Plc Job Recruitment, Qualified candidates should apply. Click for more Jobs

 

 

We are recruiting to fill the position below:

 

Fidelity Bank Plc Job Recruitment

 

Job Title: Team Lead, Loan Portfolio Monitoring & Reporting

Location: Lagos
Employment Type: Full time

Job Objective(s)

  • Provide management with up-to-date information and advice on portfolio quality, limits, mix, risk profile and yield.
  • Proactively assist in managing risk/exposure for assigned portfolios ensuring compliance with Credit Policy and plans of action.

Duties & Responsibilities

  • Track borrowing accounts to ensure that facilities run in line with approved (limits, pricing, turnover covenant, clean-up cycle, expiration, etc.)
  • Review exception reports on accounts for escalation.
  • Review monthly report on the directorate loan performance for management use.
  • Review quarterly report of directorate’s loan book in line with prudential guidelines.
  • Review accounts to be placed on watch list for CAC meetings based on observed warning signals / triggers.
  • Review transactions pre-disbursement on selected transactions
  • Review inventory to ensure adequacy of product to cover exposure.
  • Authorize release of stock after confirmation of payment and/or other conditions are in place.

Qualifications

  • Bachelor’s Degree minimum of 2.2, master’s degree, certification in Institute of Chartered Accountants of Nigeria, Chartered Risk Managers Institute and other professional bodies will be added advantage.

Experience:

  • Minimum of 5 years on similar role.

Reporting Relationships:

  • Functionally reports to the Group Heads, Administratively reports to the Divisional Head.

Certifications:

  • Any of the following: ACCA, CRMI, CIBN, PMP, ICAN

Experience / Skills:

  • Must possess high level of integrity and dependability with a strong sense of urgency and results-orientation.
  • Experience or knowledge about credit risk management.
  • Must have experience monitoring risk and compliance across a group of diverse obligors.
  • Good knowledge of Collateral Management of Export Commodities and Oil & Gas downstream operations
  • Prior experience leading a minimum of 3 team members.
  • Must possess deep and practical strategic thinking abilities and robust business acumen.
  • Must be detailed yet with a strong appreciation for urgency (when necessary).
  • Must possess leadership skills and the capacity to drive team members to achieve set priorities.
  • Strong problem solving and creative skills and the ability to exercise sound judgment and make decisions based on accurate and timely analyses.
  • Strong and charismatic individual with solid pedigree and experience managing change and building high performing teams.
  • Self-assured and internally motivated individual driven to succeed and make a difference.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

 

 

 

Job Title: Team Lead, Corporate Credit Appraisal

Location: Lagos
Employment Type: Full time
Job Field: Risk Management
Job Category: Experienced Hire

Job Objective(s)

  • Underwriting of corporate credit applications in a timely manner and generate quality report to aid decision making by approval authorities.

Duties & Responsibilities

  • Introduce the Bank to the marketplace, meet Assignment of credits to Credit Analysts in the Corporate Appraisal Group.
  • Ensure credit requests have complete documents [i.e. financial spreads, evidence of proposed security, contracts – if applicable, etc. – current target of 80% of credits appraised.
  • Ensure credit requests are processed in a timely manner-currently within 48-96 hours from submission of complete credit packages.
  • Initial response to Relationship Managers on submitted credits – currently within 24 hours of receipt of credit package.
  • Ensure credits processed are in line with the Bank’s laid down guidelines on credit as follows:
    • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
    • Evaluate customer records and compare achieved profitability against initial projections.
    • Confer with credit administration Group to get credit reports where not provided by Relationship Managers.
    • Liaise with Legal Services Division on contracts, collateral documentation, etc.
    • Undertake joint calls with Relationship Managers when required.
    • Analyze financial data such as income growth, quality of management, and market share to determine expected performance on loans.
    • Evaluate Information on credit requests to Determine Compliance with Standards – Using relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.
    • Prepare quality reports [Credit Comments Memorandum] that includes the degree of risk involved in extending credit or lending money.
  • Periodic Review of Product Papers.
  • Build knowledge of Account Officers and Relationship Managers on the Bank’s Credit Culture, Policies and Procedure.
  • Annual Rating of Corporate Bank Relationship Managers.
  • Any other duties as assigned by the Head, Corporate Credit Appraisal.

Qualifications

  • Bachelor’s degree minimum of 2.2, master’s degree, certification in Institute of Chartered Accountants of Nigeria, Chartered Risk Managers Institute and other professional bodies will be added advantage.

Experience:

  • Minimum of 5 years on similar role.

Reporting Relationships:

  • Functionally & administratively reports to the Head, Corporate Credit Appraisal.

Certifications:

  • Any of the following: ACCA, CRMI, CIBN, PMP, ICAN.

Experience / Skills:

  • High risk consciousness.
  • Good knowledge of Microsoft Excel.
  • Ability to pay attention to detail.
  • Ability to work under pressure.
  • Good knowledge of the Bank’s Banking Software.
  • Good understanding of various economic sectors/market dynamics.
  • Strong ability to interpret and reconcile accounts.
  • High level of independence and assertiveness
  • Strong analytical skills.
  • Excellent organizational skills.
  • Good record keeping / file keeping and documentation skills.
  • Excellent interpersonal skills.
  • Good written and oral communication skills.
  • Leadership and Managerial skills.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

To apply for this job please visit graduatejob.com.ng.

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