Moniepoint Incorporated Job Recruitment

We are recruiting to fill the position below:

Job Title: Field Credit Officer

Location: Cross River
Job type: Contract

Job Purpose

• As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products.
• You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due.
• As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
• You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities.
• Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

Job Responsibilities

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
• Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
• Review and approve (or decline) loan requests by thoroughly analyzing all the data available
• Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
• Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
• Perform all other credit related functions as may be assigned by a supervisor

Qualifications

• A minimum of an OND in any business-related discipline
• A minimum of 2 years experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• A good understanding of financial analysis is an added advantage
• Must be a resident in Cross River State

Relevant Skills:

• Apt attention to details
• Proven simple/complex analytical skills
• Excellent communication, presentation, and interpersonal skills
• Agility and perseverance.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidiates should:
Click here to apply online

Job Title: Field Verification Officer

Location: Saki, Oyo

Job Purpose

• As a field verification officer, you would be responsible for carrying out different kinds of field verifications leveraging on your experience and our standard operating procedures to help in identifying and eliminating potential default red flags prior to the disbursement of a loan facility or in verification of general KYC information of customers, employees or any other relevant parties.
• You would also be responsible for making deductions from several information sources at the various verification locations in order to ensure the accuracy and legitimacy of the information being verified.
• You should be very creative, meticulous and observant, collecting any data outside of the standard required information that may be relevant to the verification in question.
• You are expected to work with the highest integrity as any falsified information provided during verification would be considered fraud and the relevant legal processes would be initiated.

Job Responsibilities

• Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
• Ensure that all verifications are completed thoroughly, according to the standard operating procedures and within the specified timelines
• Physical visitation of locations to verify residential or business address information provided
• Physical visitation of other parties such as the loan guarantors, employee references and so on to ensure they are aware of their responsibilities and can easily be located if necessary
• Prepare comprehensive and accurate reports on daily verification activities
• Perform all other functions as may be assigned by a supervisor

Qualifications

• Candidates should possess a B.Sc/H.ND in any business related discipline
• In-depth geographical knowledge of the local environment
• A minimum of 2 years experience in credit risk or field verification is an added advantage

Relevant Skills:

• Apt attention to details
• Proven simple/complex analytical skills
• Excellent communication, presentation and interpersonal skills
• Agility and perseverance

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidiates should:
Click here to apply online

Job Title: Technical Support Engineer

Location: Lagos (Remote)
Employment Type: Full-time

About the Role

• We are looking for an Application Technical Support Engineer to provide enterprise-level assistance to our production applications and services.
• You will be responsible for the stability, integrity, and operation of our production applications by supporting, monitoring and driving optimizations while also providing root cause analysis with recommendations for improvements.
• You will research, diagnose, troubleshoot, and resolve customer issues in an accurate and timely manner.

Responsibilities
What you’ll get to do:

• Provide tier two application support to production systems and identify any issue in production.
• Taking ownership of customer issues reported and seeing problems through to resolution.
• Collaborate with product and engineering teams to fix bugs.
• Participate in regular rotations for weekday and weekend on-call coverage, providing emergency support to customers, or working with the SRE team to coordinate incident communications.
• Monitor performance metrics for various production systems, identify root cause for all technical issues and work with the engineering team to resolve them.
• Manage team ticket queue and resolve in a timely manner.
• Develop and maintain accurate technical, software operations and support related documentation.
• Work with software vendors to have application issues fixed, both short term and long term (root cause).
•  Act as a technical resource during other projects as required.

Requirements
To succeed in this role, we think you should have:

• Proven work experience as a Technical Support Engineer or similar role.
• Minimum of 3 years experience supporting software applications.
• B.Sc Degree in Information Technology, Computer Science or relevant field
• Experience in a support or other service-oriented customer facing role.
• Experience in managing cases throughout the entire support lifecycle from initial customer inquiry to triage and reproduction, writing bug reports for hand off to the development team, and case resolution.
• Experience being on-call and can jump into a complex situation and make sense of and communicate clearly to stakeholders what’s going on.
• Basic Understanding of OOP concepts and other programming concepts.
• In depth knowledge of SQL databases particularly MYSQL.
• Familiarity with basic network concepts and tools.
• Experience troubleshooting using stack traces and log file.
• Familiarity with Git and continuous integration, delivery, and deployment principles
• Experience interacting with APIs and troubleshooting related requests.
• Hands-on experience with Windows/Linux/Mac OS environments.

What We can Offer You

• Culture: We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
• Learning: We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation: You’ll receive an attractive salary, pension, health insurance, annual bonus, plus other benefits.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

What to Expect in the Hiring Process

• A preliminary phone call with the recruiter
• A technical interview with the Hiring Manager
• A behavioural and technical interview with a member of the Executive team.

Note: Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.

Job Title: Technical Product Manager

Location: Lagos
Employment Type: Full-time

Responsibilities
What you’ll get to do:

• Doing anything and everything it takes, to ensure your team is executing at a rapid pace, shipping fast, and with high quality.
• Scaling our back end services to handle millions of customers, and all aspects which come up when operating at this scale. Be it, figuring out how to authenticate users, keep the data secure, or to ensure the back-end services return success/failure responses in <.5 sec, for millions of customers.
• Deciding what structure of database do we want, and why, and more broadly guiding your engineers.Being a leader, and being able to handle the huge responsibility of ensuring the approach your team takes to build the next part of the product is the best one.
• Navigating through dependencies in a rapid pace environment
• Acting as an engineering manager. At least 60% of this role focuses on rolling up your sleeves and supporting your team.
• 40% of the role is about stakeholder management – you will work collaboratively with the senior leadership, and every department in the company, to ensure everything is taken care of for your product to go live.
• Holding technical deep dives, and architecting the next part we’ll build (others call these grooming meetings).
• At the end of the day, you are driving development of the product, anticipating issues before they happen, and making sure velocity and quality are top of mind, because the team needs to get new
  products out at a VERY FAST PACE, with quality always on top of mind.
• Work with data pipelines, algorithms, and automated systems.

Requirements
To succeed in this role, we think you should have:

• Substantial, real experience in back-end engineering, and in managing back end services, at scale, as a back-end engineer, architect, or in a similar role.
• You have prior experience working with a high-growth tech company.
• You have exposure to building and shipping products at scale.
• You have substantial experience in the fintech domain, be it payments, credit/lending, banking/savings, etc.
• Proven track record of managing all aspects of a successful product throughout its lifecycle, from ideation, through development, to launch, growth and maintenance
• Proven ability to assess and address technical risks
• Proven ability to facilitate the creation and maintenance of proper product documentation.
• Solid technical background with years of hands-on experience in software development.
• Strong problem-solving skills and the desire to roll up your sleeves to get the job done, and to be hands on, should be in your DNA.
• Skilled at working effectively with cross-functional teams in a matrix organization.
• Excellent written and verbal communication skills.

What We can Offer You

• Culture -We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
• Learning – We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation – You’ll receive an attractive salary, pension, health insurance, Employee Stock Options, annual bonus, plus other benefits.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

What to Expect in the Hiring Process

• A preliminary phone call with one of our recruiters
• A technical interview with a Product Lead
• A panel technical interview with our Technical Product Managers.
• A behavioural and technical interview with a member of the Executive team.

Note: Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.

We are recruiting to fill the position below:

Job Title: Field Credit Officer

Location: Sokoto
Job type: Contract

Job Purpose

• As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products.
• You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due.
• As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the loan.
• You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities.
• Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

Job Responsibilities

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
• Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
• Review and approve (or decline) loan requests by thoroughly analyzing all the data available
• Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
• Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
• Perform all other credit related functions as may be assigned by a supervisor

Qualifications

• A minimum of an OND in any business related discipline
• A minimum of 2 years experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• A good knowledge of financial analysis is an added advantage
• Must be resident in Bodinga, Tambuwal Shagari, Silame, Wammako, Sokoto north, Sokoto south, Dange Shuni, Kware, Tangaza and Illela.

Relevant Skills:

• Apt attention to details
• Proven simple/complex analytical skills
• Excellent communication, presentation and interpersonal skills
• Agility and perseverance.

What We can Offer You

• Culture -We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
• Learning – We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation – You’ll receive an attractive salary, pension, health insurance, annual bonus, plus other benefits.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidiates should:
Click here to apply online

What to Expect in the Hiring Process

• A preliminary phone call with the recruiter
• An interview with the Hiring Team.
• An interview with a member of our Executive team.

Note: Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.